*,*::before,*::after{box-sizing:border-box}
body{margin:0}
img{max-width:100%;display:block}
a{color:inherit}
button{font:inherit;color:inherit}

:root{
  --navy:#122448;
  --navy-deep:#0A1428;
  --ink:#0B1220;
  --blue:#1A6FC4;
  --blue-lift:#3690C6;
  --white:#FFFFFF;
  --paper:#F5F6F8;
  --paper-2:#EAECF0;
  --body:#3B4757;
  --line:#DFE2E8;
  --line-dark:#22375C;
  --on-dark:#F2F5F9;
  --on-dark-mid:#A9BDD6;
  --fd:'Familjen Grotesk','Helvetica Neue',Arial,sans-serif;
  --fb:'Public Sans',-apple-system,'Segoe UI',Roboto,sans-serif;
  --fm:'IBM Plex Mono',ui-monospace,Menlo,monospace;
  --pad:clamp(54px,6.6vw,104px);
}

body{background:var(--white);color:var(--ink);font-family:var(--fb);
  font-size:17px;line-height:1.62;-webkit-font-smoothing:antialiased}
.wrap{max-width:1240px;margin:0 auto;padding:0 clamp(20px,4vw,48px)}

.eyebrow{font-family:var(--fm);font-size:11px;font-weight:500;
  letter-spacing:.18em;text-transform:uppercase;margin:0 0 20px}
h1,h2,h3{font-family:var(--fd);font-weight:700;letter-spacing:-.028em;text-wrap:balance;margin:0}
h2{font-size:clamp(2rem,4.4vw,3.4rem);line-height:1.04}
h3{font-size:1.1875rem;letter-spacing:-.012em;line-height:1.28}
p{margin:0}

/* reveal */
.rv{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.22,.8,.3,1),transform .7s cubic-bezier(.22,.8,.3,1)}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);
  backdrop-filter:blur(14px);border-bottom:1px solid transparent;transition:border-color .3s,box-shadow .3s}
.hdr.stuck{border-color:var(--line);box-shadow:0 1px 26px rgba(11,18,32,.07)}
.hdr-in{display:flex;align-items:center;gap:30px;padding:15px 0}
.logo{height:42px;width:auto;flex:none}
.nav{display:flex;gap:28px;margin-left:auto}
.nav a{font-size:14.5px;font-weight:500;color:var(--body);text-decoration:none;position:relative;padding:3px 0}
.nav a::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;
  background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .3s cubic-bezier(.22,.8,.3,1)}
.nav a:hover::after,.nav a:focus-visible::after{transform:scaleX(1)}
.nav a:hover{color:var(--ink)}
.hdr-call{font-family:var(--fd);font-weight:600;font-size:14.5px;background:var(--navy);color:#fff;
  text-decoration:none;padding:11px 20px;border-radius:2px;white-space:nowrap;transition:background .22s}
.hdr-call:hover{background:var(--blue)}

/* ---------- hero ---------- */
.hero{position:relative;background:var(--navy-deep);color:var(--on-dark);
  padding:clamp(78px,11vw,150px) 0 clamp(64px,8vw,110px);overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;opacity:.5;pointer-events:none;
  background:radial-gradient(90ch 60ch at 12% -20%, rgba(26,111,196,.30), transparent 62%)}
.hero::after{content:"";position:absolute;inset:0;pointer-events:none;opacity:.05;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='140' height='140'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3'/></filter><rect width='140' height='140' filter='url(%23n)'/></svg>")}
.hero .wrap{position:relative;z-index:1}
.hero .eyebrow{color:var(--blue-lift)}
.hero h1{font-size:clamp(2.6rem,7.4vw,5.2rem);line-height:.99;letter-spacing:-.042em;
  max-width:15ch;margin:0 0 30px;color:#fff}
.hero h1 em{font-style:normal;color:var(--blue-lift)}
.lede{color:var(--on-dark-mid);font-size:clamp(1.04rem,1.5vw,1.22rem);max-width:56ch;line-height:1.58}
.cta-row{display:flex;gap:13px;flex-wrap:wrap;margin-top:42px}
.btn{font-family:var(--fd);font-weight:600;font-size:15.5px;padding:15px 28px;border-radius:2px;
  text-decoration:none;display:inline-block;border:1px solid transparent;transition:transform .22s,background .22s,border-color .22s}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-lift)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.28)}
.btn-ghost:hover{border-color:rgba(255,255,255,.6)}

/* ---------- credentials ---------- */
.creds{background:var(--navy);border-top:1px solid var(--line-dark)}
.creds-in{display:flex;gap:12px 46px;flex-wrap:wrap;padding:20px 0}
.cred{font-family:var(--fm);font-size:11px;letter-spacing:.11em;text-transform:uppercase;color:var(--on-dark-mid)}
.cred b{color:#fff;font-weight:500}

/* ---------- sections ---------- */
.band{padding:var(--pad) 0}
.band.tint{background:var(--paper)}
.sec-head{max-width:64ch;margin-bottom:40px}
.sec-head .eyebrow{color:var(--blue)}
.sec-head p{color:var(--body);margin-top:18px;font-size:1.06rem}

/* ---------- picker ---------- */
.picker{display:flex;gap:9px;flex-wrap:wrap;margin:0 0 34px}
.chip{font-family:var(--fm);font-size:12px;letter-spacing:.05em;padding:9px 16px;border-radius:999px;
  border:1px solid var(--line);background:#fff;color:var(--body);cursor:pointer;transition:all .22s}
.chip:hover{border-color:var(--blue);color:var(--blue)}
.chip[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.chip:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.picker-out{font-family:var(--fd);font-weight:600;font-size:clamp(1.05rem,2vw,1.35rem);
  color:var(--ink);min-height:2.6em;max-width:56ch;letter-spacing:-.015em}

/* ---------- services ---------- */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);
  border:1px solid var(--line)}
.svc{background:#fff;padding:36px 32px 30px;display:flex;flex-direction:column;gap:13px;
  position:relative;transition:background .25s}
.svc::before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--blue);
  transform:scaleY(0);transform-origin:top;transition:transform .35s cubic-bezier(.22,.8,.3,1)}
.svc:hover::before,.svc.hot::before{transform:scaleY(1)}
.svc:hover{background:#FCFDFE}
.svc.hot{background:#F4F9FE}
.svc .n{font-family:var(--fm);font-size:10.5px;letter-spacing:.14em;color:var(--blue)}
.svc p{color:var(--body);font-size:.9688rem;line-height:1.6}
.svc .more{margin-top:auto;padding-top:18px;font-family:var(--fd);font-weight:600;font-size:14.5px;
  color:var(--navy);text-decoration:none;display:inline-flex;align-items:center;gap:8px}
.svc .more::after{content:"→";transition:transform .25s}
.svc .more:hover{color:var(--blue)}
.svc .more:hover::after{transform:translateX(4px)}

/* ---------- statement ---------- */
.stmt{position:relative;background:var(--navy-deep);color:#fff;overflow:hidden;
  padding:clamp(78px,10vw,140px) 0}
.stmt svg.arc{position:absolute;right:-14%;top:-42%;width:min(950px,105%);height:auto;
  opacity:.16;pointer-events:none}
.stmt .wrap{position:relative;z-index:1}
.stmt .eyebrow{color:var(--blue-lift)}
.stmt blockquote{margin:0;font-family:var(--fd);font-weight:700;letter-spacing:-.034em;
  font-size:clamp(1.85rem,4.6vw,3.5rem);line-height:1.08;max-width:19ch}
.stmt blockquote b{color:var(--blue-lift);font-weight:700}
.stmt .sig{margin-top:32px;color:var(--on-dark-mid);max-width:52ch;font-size:1.04rem}

/* ---------- duo band ---------- */
.duo{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(38px,5.5vw,76px);align-items:center}
.duo-img{position:relative;border-radius:3px;overflow:hidden;background:var(--navy)}
.duo-img img{width:100%;height:auto;display:block}
.duo-img::after{content:"";position:absolute;inset:0;
  background:linear-gradient(200deg,rgba(26,111,196,.18),transparent 60%)}
.duo-txt .eyebrow{color:var(--blue)}
.duo-txt h2{margin-bottom:20px}
.duo-txt p{color:var(--body);font-size:1.04rem}
.duo-txt p+p{margin-top:16px}
@media (max-width:860px){.duo{grid-template-columns:1fr;gap:32px}}

/* ---------- faq ---------- */
.faq{border-top:1px solid var(--line);max-width:900px}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:26px 44px 26px 0;position:relative;
  font-family:var(--fd);font-weight:600;font-size:clamp(1.02rem,1.7vw,1.2rem);
  letter-spacing:-.014em;color:var(--ink);transition:color .2s}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{color:var(--blue)}
.faq summary:focus-visible{outline:2px solid var(--blue);outline-offset:3px}
.faq summary::after{content:"";position:absolute;right:6px;top:50%;width:13px;height:13px;
  margin-top:-7px;border-right:2px solid var(--blue);border-bottom:2px solid var(--blue);
  transform:rotate(45deg) translateY(-3px);transition:transform .3s cubic-bezier(.22,.8,.3,1)}
.faq details[open] summary::after{transform:rotate(-135deg) translateY(-3px)}
.faq .ans{padding:0 44px 28px 0;color:var(--body);font-size:1rem;line-height:1.68;max-width:70ch}
.faq .ans p+p{margin-top:12px}

/* ---------- steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.step{background:var(--paper);padding:38px 32px}
.step .num{font-family:var(--fd);font-weight:700;font-size:3.1rem;color:var(--blue);
  line-height:1;margin-bottom:20px;letter-spacing:-.04em}
.step h3{margin-bottom:10px}
.step p{color:var(--body);font-size:.9688rem}

/* ---------- why ---------- */
.why{display:grid;grid-template-columns:repeat(3,1fr);gap:46px}
.why-item{border-top:2px solid var(--ink);padding-top:24px}
.why-item h3{margin-bottom:10px}
.why-item p{color:var(--body);font-size:.9688rem}

/* ---------- closing ---------- */
.close{background:var(--navy-deep);color:var(--on-dark);padding:clamp(64px,8vw,110px) 0;position:relative;overflow:hidden}
.close::before{content:"";position:absolute;inset:0;opacity:.55;
  background:radial-gradient(70ch 46ch at 88% 120%, rgba(26,111,196,.34), transparent 62%)}
.close .wrap{position:relative;display:flex;align-items:center;justify-content:space-between;gap:40px;flex-wrap:wrap}
.close .eyebrow{color:var(--blue-lift)}
.close h2{color:#fff;max-width:15ch}
.close p{color:var(--on-dark-mid);margin-top:16px;max-width:46ch}

/* ---------- footer ---------- */
footer{background:#060D1A;color:var(--on-dark-mid);padding:70px 0 44px;font-size:14.5px;line-height:1.72}
.f-top{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:48px;padding-bottom:44px;border-bottom:1px solid var(--line-dark)}
.f-logo{height:38px;width:auto;filter:brightness(0) invert(1);opacity:.92;margin-bottom:18px}
footer h4{font-family:var(--fm);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;
  color:#fff;margin:0 0 18px;font-weight:500}
footer a{color:var(--on-dark-mid);text-decoration:none;transition:color .2s}
footer a:hover{color:var(--blue-lift)}
.f-links{display:flex;flex-direction:column;gap:10px}
.legal{margin-top:34px;font-size:12.5px;line-height:1.8;color:#69809C;max-width:98ch}
.legal strong{color:var(--on-dark-mid);font-weight:500}

@media (max-width:960px){
  .grid,.steps{grid-template-columns:repeat(2,1fr)}
  .why{grid-template-columns:1fr;gap:34px}
  .shots{grid-template-columns:1fr}
  .f-top{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  .grid,.steps{grid-template-columns:1fr}
  .nav{display:none}
  .f-top{grid-template-columns:1fr;gap:34px}
  body{font-size:16px}
  .shot{min-height:250px}
}


/* ================= interior pages ================= */
.phero{position:relative;background:var(--navy-deep);color:var(--on-dark);
  padding:clamp(60px,7.5vw,104px) 0 clamp(52px,6vw,80px);overflow:hidden}
.phero::before{content:"";position:absolute;inset:0;opacity:.5;pointer-events:none;
  background:radial-gradient(80ch 52ch at 8% -30%, rgba(26,111,196,.28), transparent 62%)}
.phero .wrap{position:relative;z-index:1}
.phero .eyebrow{color:var(--blue-lift)}
.phero h1{font-size:clamp(2.1rem,5.2vw,3.7rem);line-height:1.02;letter-spacing:-.036em;
  color:#fff;max-width:18ch;margin:0 0 22px}
.phero p{color:var(--on-dark-mid);font-size:clamp(1.02rem,1.4vw,1.15rem);max-width:58ch;line-height:1.6}
.crumb{font-family:var(--fm);font-size:11px;letter-spacing:.13em;text-transform:uppercase;
  color:var(--on-dark-mid);margin:0 0 20px}
.crumb a{color:var(--on-dark-mid);text-decoration:none}
.crumb a:hover{color:#fff}

.prose{max-width:70ch}
.prose h2{margin:0 0 20px}
.prose h3{margin:38px 0 12px}
.prose p{color:var(--body);margin-bottom:16px;font-size:1.04rem}
.prose p:last-child{margin-bottom:0}
.prose .lead{font-size:1.14rem;color:var(--ink);font-weight:500;line-height:1.55}

/* Legal pages (privacy, complaints, credit guide) put .prose directly inside
   .wrap, so it is the whole content column rather than one side of a split.
   Let it fill the same width the other pages use, and open the leading up to
   carry the longer measure. */
.wrap > .prose{max-width:none}
.wrap > .prose p{line-height:1.78}
.wrap > .prose .ticks{gap:13px 46px}
@media (max-width:900px){ .wrap > .prose p{line-height:1.7} }

.split{display:grid;grid-template-columns:1fr 1.25fr;gap:clamp(36px,5vw,80px);align-items:start}
.split .side .eyebrow{color:var(--blue)}
.split .side h2{font-size:clamp(1.6rem,2.8vw,2.2rem)}
@media (max-width:900px){.split{grid-template-columns:1fr;gap:30px}}

.ticks{list-style:none;margin:0;padding:0;display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));gap:11px 30px}
.ticks li{position:relative;padding-left:26px;color:var(--body);font-size:.9688rem;line-height:1.5}
.ticks li::before{content:"";position:absolute;left:0;top:.52em;width:9px;height:5px;
  border-left:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(-45deg)}
@media (max-width:640px){.ticks{grid-template-columns:1fr}}

.notecard{background:#fff;border:1px solid var(--line);border-left:3px solid var(--blue);
  border-radius:2px;padding:24px 26px;margin:32px 0 0}
.notecard h4{font-family:var(--fd);font-weight:700;font-size:1rem;margin:0 0 8px;color:var(--ink)}
.notecard p{color:var(--body);font-size:.9688rem;margin:0}

.optgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.opt{background:#fff;padding:30px 28px}
.opt h3{margin-bottom:9px}
.opt p{color:var(--body);font-size:.9375rem;margin:0}
@media (max-width:760px){.optgrid{grid-template-columns:1fr}}

/* ================= contact form ================= */
.formwrap{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(36px,5vw,72px);align-items:start}
@media (max-width:900px){.formwrap{grid-template-columns:1fr;gap:40px}}
.field{margin-bottom:20px}
.field label{display:block;font-family:var(--fm);font-size:11px;letter-spacing:.11em;
  text-transform:uppercase;color:var(--body);margin-bottom:8px}
.field .req{color:var(--blue)}
.field input,.field select,.field textarea{
  width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:2px;
  background:#fff;color:var(--ink);font-family:var(--fb);font-size:16px;line-height:1.5;
  transition:border-color .2s,box-shadow .2s}
.field textarea{min-height:132px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(26,111,196,.13)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.consent{display:flex;gap:11px;align-items:flex-start;margin:26px 0 22px}
.consent input{width:18px;height:18px;margin-top:3px;flex:none;accent-color:var(--blue)}
.consent label{font-size:.9063rem;color:var(--body);line-height:1.55;
  font-family:var(--fb);letter-spacing:0;text-transform:none}
.consent a{color:var(--blue)}
button.submit{font-family:var(--fd);font-weight:600;font-size:16px;background:var(--navy);
  color:#fff;border:none;padding:15px 32px;border-radius:2px;cursor:pointer;
  transition:background .22s,transform .22s}
button.submit:hover{background:var(--blue);transform:translateY(-2px)}
button.submit:focus-visible{outline:2px solid var(--blue);outline-offset:3px}
.aside-card{background:var(--paper);padding:30px 28px;border-top:3px solid var(--navy)}
.aside-card h3{margin-bottom:14px}
.aside-card p{color:var(--body);font-size:.9375rem;margin-bottom:14px}
.aside-card .big{font-family:var(--fd);font-weight:700;font-size:1.5rem;letter-spacing:-.02em;
  color:var(--navy);text-decoration:none;display:block;margin-bottom:4px}
.aside-card .big:hover{color:var(--blue)}
.flash{padding:16px 20px;border-radius:2px;margin-bottom:26px;font-size:.9688rem}
.flash.ok{background:#E8F4EC;border-left:3px solid #2F6A45;color:#1F4B31}
.flash.err{background:#FBECEA;border-left:3px solid #B3261E;color:#8A1E17}

/* ---- side image + column alignment ---- */
.side-img{margin-top:36px;width:100%;height:auto;display:block;border-radius:2px}
.ticks.three{grid-template-columns:repeat(3,minmax(0,1fr))}
/* .stack: heading on its own row, so the photo and the body text
   below it start on exactly the same line */
.split.stack{grid-template-rows:auto 1fr;row-gap:36px}
.split.stack > .side{grid-column:1;grid-row:1}
.split.stack > .side-img,.split.stack > .notecard{grid-column:1;grid-row:2;margin:0}
.split.stack > .prose,.split.stack > .colb{grid-column:2;grid-row:2}
@media (max-width:900px){
  .ticks.three{grid-template-columns:repeat(2,minmax(0,1fr))}
  .side-img{margin-top:0}
  .split.stack{grid-template-rows:none;row-gap:26px}
  .split.stack > *{grid-column:1;grid-row:auto}
}
@media (max-width:640px){.ticks.three{grid-template-columns:1fr}}